Money is tight while raising your children. It can seem like there is always some unexpected expense popping up. You can't do anything about those, but you can control how much you are paying for many of the services and household supplies that you use on a daily basis.
Save on Insurance
You need insurance to protect your home and car, but the rates can hurt the family budget. Shop around frequently. Just because you found an excellent deal last time doesn't mean that it is still a good buy this year. Insurance companies are competitive, and many offer discounts when you bundle insurance together. Look into group insurance providers ontario has available that can find you some really good bargains.
Only Pay for What You Watch
Cable companies are convenient with bundle packages offering TV, phone, and internet service, but you pay for this convenience. You are often better off paying for everything separately. You can transfer a home phone number to an inexpensive track phone or completely do away with it and use your cell phone. Purchase internet independently, and use TV streaming like Hulu Live for your local channels and Netflix for access to movies and more.
Eat for Less
Never enter a groceries store without a list, and stick to the items on it. Make the list out after planning your weekly menu, and check online for coupons and local sales. Take advantage of stores that shop for you as this decreases the number of impulse buys you make. Once you are finished, use apps such as Ibotta for cash back offers.
Once you have found a reliable insurance company with great rates, stopped paying for TV you don't watch, and learned how to save the maximum amount on groceries, you will be able to see a few extra dollars left over at the end of each month. This is money that can soften the blow of unexpected expenses or be used to start a college fund.